A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans. Lincoln Mortgage Solutions LLC is a VA approved Mortgage Broker located in Boynton Beach and serving Pennsylvania, New Jersey, and Florida.

What is a VA Loan?

A VA Loan is provided by the Veterans Administration and has no down payment requirement.  That means Zero down payment!!

Are there different loan programs under the VA loan?

Yes.  There are two basic programs that I offer: 1) Standard purchase or cash out that can exceed the county loan limits to 1.2M and the Interest Rate Reduction Refinancing Loan (IRRRL) which is a rate and term low/no out of pocket cost refinance loan.  Cash-out can be up to 100% of the value of your home!

Benefits of VA Loans

There are many benefits to VA Loans beyond just no down payment.  Higher debt to ratios because the VA looks at your residual income (what's leftover each month after bills are paid).

VA Loan Eligibility

VA Loans are available to active duty military, veterans, reservists, and military spouses.  Credit scores as low as 500 can qualify.

VA Loan Limits

Different counties have different limits on how much you can borrow for a VA Loan.

Get Pre-Approved for a VA Loan

If you are a veteran in New Jersey, Florida, or Pennsylvania contact Lincoln Mortgage Solutions LLC at (201) 405-2187 for more information, or simply fill out the form on this page.